1. INFORMATION WE COLLECT.

We may collect different types of personal information from you, depending on how you interact with Playbypoint or our services. This information may include:

• Account Information: Your name, email address, phone number, and other details you provide when registering an account.
• Transaction Data: Payment information, transaction history, and related data when you make purchases through our app.
• Device and Usage Data: Details about your device (e.g., model, operating system, IP address) and usage patterns (e.g., pages visited, actions taken) within Playbypoint.
• Location Data: If enabled, we may collect geolocation data to enhance the app's functionality.
• Other Information: Any additional information you choose to provide to us (such as through surveys or customer support inquiries).

2. HOW WE USE YOUR INFORMATION.

We use the information we collect to provide and improve our services. Specifically, we may use your data for the following purposes:

• Account Creation and Management: To create and manage your user account.
• Service Delivery: To provide the features and services of Playbypoint and respond to your requests.
• Payment Processing: To process payments for services and products offered through our app.
• Marketing: To send you promotional communications, special offers, and updates (with your consent).
• Personalization: To tailor your experience and display relevant content.
• Analytics: To monitor and analyze usage trends and improve our app and services.
• Compliance: To comply with legal obligations and enforce our terms and policies.

3. SHARING YOUR INFORMATION.

We do not sell your personal information to third parties. However, we may share your information with trusted third parties under the following circumstances:

• Service Providers: We may share your data with third-party vendors who assist us in operating Playbypoint, processing payments, and providing customer support.
• Legal Requirements: We may disclose your information to comply with applicable laws, regulations, legal processes, or government requests.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the new owner or entity.

4. DATA SECURITY.

We take reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include encryption, secure data storage, and access controls. However, no system is completely secure, and we cannot guarantee the absolute security of your data.

5. DATA RETENTION.

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, or as required by law. If you request the deletion of your account, we will delete your data, except where we are required to retain it for legal, regulatory, or operational purposes.

6. YOUR RIGHTS AND CHOICES.

Depending on your location and applicable law, you may have the following rights regarding your personal information:

• Access: You can request access to the personal data we hold about you.
• Correction: You can request correction of inaccurate or incomplete information.
• Deletion: You can request the deletion of your personal data, subject to legal exceptions.
• Opt-Out: You can opt-out of marketing communications at any time by using the unsubscribe link or adjusting your preferences in your account settings.

To exercise these rights, please contact us at info@playbypoint.com.

7. CHILDREN'S PRIVACY.

Playbypoint is not intended for use by individuals under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected such information, please contact us so that we can delete it.

8. THIRD-PARTY LINKS.

Playbypoint may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these external sites, and we encourage you to review their privacy policies.

9. INTERNATIONAL DATA TRANSFERS.

If you are using our app from outside your country of residence, your information may be transferred to and processed in other countries. We will ensure that such transfers comply with applicable data protection laws, including GDPR or CCPA, as applicable.

10. CHANGES TO THIS PRIVACY POLICY.

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated policy on this page and updating the "Effective Date." Your continued use of Playbypoint after the changes have been implemented constitutes acceptance of the updated policy.

11. CONTACT US.

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:

PBC LABS INC dba Playbypoint

Email: info@playbypoint.com

1. OTHER APPLICABLE TERMS AND CONDITIONS.

Customer User understands that Customer has been authorized by COMPANY to provide services to Customer User in the Web Application and has a separate agreement with COMPANY that also governs Customer User's use of the Web Application (the "Subscription Agreement").

2. REGISTRATION; ACCOUNTS.

To access and use certain features, functions, and services in the Web Application, Customer User must have an account (a "Customer User Account”). Customer User agrees to provide accurate and complete information, maintain the security of Login Information, and be fully responsible for all use of their account.

3. UPDATES AND CHANGES TO THIS AGREEMENT.

COMPANY may update or amend this Agreement from time to time and will notify users by posting a revised version on the Web Application.

4. MONITORING.

COMPANY may monitor Customer and Customer User's use of the Web Application to ensure compliance with this Agreement.

5. LICENSE GRANT.

COMPANY grants Customer and Customer User a limited, non-exclusive, nontransferable license to use the Web Application.

6. LICENSE RESTRICTIONS.

Customer and Customer User shall not engage in prohibited activities such as copying, modifying, reverse engineering, or sublicensing the Web Application.

7. RESERVATION OF RIGHTS.

COMPANY reserves all rights to the Web Application and does not grant any ownership rights to Customer or Customer User.

8. COLLECTION AND USE OF PRIVATE INFORMATION.

COMPANY may collect information about Customer User's Mobile Device and use of the Web Application as described in the Privacy Policy.

9. UPDATES.

COMPANY may provide updates to the Web Application, which users must install to maintain proper functionality.

10. THIRD-PARTY MATERIALS.

COMPANY is not responsible for third-party content or services made available through the Web Application.

11. TERMINATION.

COMPANY may terminate this Agreement if Customer or Customer User violates its terms. Upon termination, Customer and Customer User must delete all copies of the Web Application.

12. SUSPENSION OF SERVICES.

COMPANY may suspend services if necessary to maintain the security or integrity of the Web Application.

13. PAYMENT PROCESSING.

The Web Application allows payments through various card-based methods. COMPANY is not responsible for providing banking or money service business services.

14. DISCLAIMER OF WARRANTIES.

The Web Application is provided "as is" without warranties of any kind.

15. LIMITATION OF LIABILITY.

COMPANY is not liable for any indirect, incidental, or consequential damages arising from the use of the Web Application.

16. INDEMNIFICATION.

Customer User agrees to indemnify COMPANY and Customer against any losses arising from misuse of the Web Application.

17. SEVERABILITY.

If any provision of this Agreement is unenforceable, the remainder of the Agreement will continue in full force and effect.

18. GOVERNING LAW.

This Agreement is governed by the laws of the State of Florida.

19. LIMITATION OF TIME TO FILE CLAIMS.

Any claims arising from this Agreement must be brought within one year.

20. ENTIRE AGREEMENT.

This Agreement, along with the Subscription Agreement and Privacy Policy, constitutes the entire agreement between the parties.